Subprime SBA

Subprime SBA Commercial loans

  • $30,000 to $23,000,000    
  • Rates from 6.25% to 8.25%   
  • Monthly Payments  
  • No Prepay Penalty Options    
  • 10 to 25 Years Amortized 
  • 550 Credit Minimum  
  • 1 Year Min. Time in Business
  • Few Restricted Industries  
  • Debt/MCA Consolidation   
  • Unrestricted Working Capital 
  • Tax Returns Required 
  • Nationwide Program  

HC offers streamlined Small Business Administration (SBA) loans for the non-conforming business owner. We have no collateral requirement for loans </= $500,000 and for loans > $500,000 we can provide up to 150% LTV (loan-to-value) in 1st, 2nd or 3rd position on real estate. Whether you are seeking working capital, funds to purchase real estate, equipment or a business; or want to refinance debt or consolidate merchant cash advances into one affordable monthly payment—we have the right loan for you. Apply below to receive your same day pre-approval, there is no upfront credit pull, no application fee and most business types are considered (sorry, no startups).