Stated Income

Stated Income Commercial Real Estate Loans

  • $500,000 to $5,000,000   
  • Rates from 6.5% to 9.5%    
  • 3, 5, 7 & 10 Years Fixed    
  • 30 Year Amortizations    
  • 620 Credit Minimum    
  • To 80% LTV (loan-to-value)  
  • Unrestricted Cash-Out   
  • 3 or 5 Year Prepay Penalty 
  • Close in < 30 Days  
  • No Balloon Payments   
  • No Ongoing Reporting  

Hills Capital commercial real estate program offers fast, permanent mortgage financing with a low documentation process. We offer stated income, no tax return loans and real estate can be held as an investment or occupied by the owner’s business (no personal residences). Purchase, refinance and cash-out refinance (no cap on cash-out) programs are available nationwide except in AZ, MI, ND, NJ, NV, OR, SD, TN and VT. We lend on 1 to 4 unit residential, 5+ unit multifamily, mixed-use, office, retail, warehouse, industrial, mobile home parks, self-storage, auto-service, auto-dealers, daycare, restaurants and bars. Apply below to receive your same day pre-approval, there is no upfront credit pull and no upfront fees!