HC offers the most affordable and accessible business line of credit available. Credit lines are underwritten and funded with no credit check and no collateral–just an active business bank account. Line terms are available from 12 to 24 weeks and have low fees from 4.66% per drawn amount (that’s only $466 on a $10,000 line!). There are no out-of-pocket fees, no origination fees, no junk fees and no prepay penalty (pay off the line any time without penalty). Apply below, get approved in minutes and draw funds the next day. Businesses operating > 6 months and with > $25,000 in revenue are considered.